CCCS of the Capital Region and Hudson Valley is a non-profit community service organization providing free, local and confidential counseling to area residents since 1972.

We offer several different counseling sessions:

-Financial Counseling

-Bankruptcy (pre filing and pre discharge)

-First time home buying/Foreclosure Prevention

-Debt Repayment Counseling

-Credit Report Review

As a member of the respected National Foundation for Credit Counseling, we strive to provide the best and most effective education, advice and counsel to those in need.